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Loans & Programs Loan Types First Time Home Buyer Loan Options Unique Loans and Products Refinance Pathway to Prosperity Mortgage 101 Mortgage 101 Mortgage Calculators Educational Videos Find Us Find a Mortgage Consultant Community Lending Explore Our Family of Brands Brokerage PartnersAbout Prosperity Leadership Team Testimonials Career Opportunities Blog & News Contact Us Contact Us FHA Case Number Transfer Customer Service Payments Career Opportunities Apply Now Blog & News My Account Apply Now Welcome, our doors are open to all! Learn more about Community Lending & Outreach here The advantage is yours. Home financing to make your goals a reality. National Presence Local Lenders Community Focused Buy a Home Refinance a Home Recruitment Scam Warning Your Pathway to Homeownership Simplified Unlock peace of mind with personalized home financing, making your goals a reality. National presence Local expertise Community focused Buy a home Reference a home Learn more RAPID CLOSE ™ Prosperity’s trusted platform for closing loans fast, RAPID CLOSE ™ allows you to sign virtually all of your closing documents online and on the go, from your smartphone, tablet, or computer. Sign with comfort Sign with confidence Sign on the go Learn more Lock, Shop & Home We understand rising interest rates are a concern while searching for a home, but our Lock, Shop & Home program may be able to help by locking in your interest rate before finding a home. Learn more The Prosperity Buyer Advantage Getting pre-approved for a mortgage is a great place to start when buying a home, but if you want your offer to stand out to sellers, ask for the Prosperity Buyer Advantage. Learn more Unique products Buyer advantage Lock, shop, home Real estate investor loans Special programs Competitive edge Pathway to Prosperity* Wedding gift funds First-time home buyer programs No money down Borrow smart Uplift Speed up close Rapid close Buyer advantage XLR8 Living in the Philadelphia, PA, Camden, NJ or Wilmington, DE areas? Ask Us About Pathway To Prosperity Learn more Tracy Perry Mortgage Consultant What’s your home worth? Get your free home valuation report! Loading... Professional mortgage consultants At , we strive to give you the best customer experience. Our professional mortgage consultants will guide you through every step of the loan process with knowledge and care, and focus with you one-on-one to meet all of your mortgage needs. Mortgage 101 Find a Prosperity Mortgage Consultant Learn more about our Community Lending Program Check it out! What our customers are saying More reviews Buying a new home? Our Buyer Advantage® can make your offer stand out. Apply now Tim W. Wilson President and CEO "Where technology & lending merge to create the ultimate customer experience" 4.88 of 5.00 Our average client rating. YTD 12/2021 on experience.com Home financing tailored to meet your needs. We have a full suite of mortgage programs to meet your needs and give you a competitive edge: 01 Buyer Advantage® 02 Lock, Shop & Home 03 XLR8 04 RAPID CLOSE ™ 05 Prosperity Express Find the right home for your budget Use our calculators What is your home worth? Check current market values for your home and view buyer demand. Get report Thank you! Your submission has been received! Oops! Something went wrong while submitting the form. Find a Prosperity Mortgage Consultant State: Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington DC West Virginia Wisconsin Wyoming Where are you located? Zip code Go Thank you! Your submission has been received! Oops! Something went wrong while submitting the form. Washington DC Wyoming West Virginia Wisconsin Washington Vermont Virginia Utah Texas Tennessee South Dakota Oregon South Carolina Rhode Island New York Pennsylvania Oklahoma Ohio Nevada New Mexico New Jersey New Hampshire Nebraska North Dakota North Carolina Montana Mississippi Maine Minnesota Missouri Michigan Maryland Kentucky Massachusetts Louisiana Kansas Indiana Illinois Connecticut Idaho Iowa Hawaii Georgia Colorado Delaware Florida California Arkansas Arizona Alaska Alabama "Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend." 4.88 of 5.00 Our average client rating. YTD 01/2023 on experience.com Justin Messer President and CEO Justin Messer President and CEO Apply Now Do Not Sell My Personal Information Recruitment Scam Warning Privacy, security & legal State Licensing NMLS Consumer Access Affiliated Business Arrangement Disclosure For complaints in Texas Privacy Policy - Opt Out Our company Privacy, Security & Legal Career Opportunities About Prosperity Leadership Team Tools & Resources Mortgage 101 Mortgage Calculators Mortgage Glossary Blog & News Payments Contact Us is an Equal Opportunity Employer and is committed to Diversity, Equity, and Inclusion in the workplace. We prohibit discrimination and harassment of any type based on race, color, religion, age, sex, national origin, disability status, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.Watch out for recruitment scams! Prosperity Home Mortgage has been made aware of the existence of fraudulent job postings on some third party social media platforms. Verify the legitimacy of all job postings before submitting any personal information by searching for Open Positions” on Prosperity’s Career Opportunities page at https://www.phmloans.com/career-opportunities ©2024 Prosperity Home Mortgage LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by . Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR,AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND,NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY. prosperity No items found. https://pro.experience.com/reviews/company/prosperity-home-mortgage Washington Get your complimentary mortgage payment estimate* Apply Now Get a Quote Get a Quote *The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend. Privacy and Security Guaranteed Close Where are you located? Continue What type of home are you purchasing? Single Family Condominium Townhome Multi-Family Estimate your credit score Excellent 740+ Good 700-739 Average 660-699 Fair 600-659 Poor 600 Continue What is the purchase price of the new property? $80k $2M+ Continue What is your estimated down payment? 3.5% Down 0% 50%+ Continue Where are you at in the property...